If you’re a homeowner, you don’t need to be told just how expensive it can be to make major repairs to your property. Even things that seem small can sometimes end up costing thousands, and bigger jobs easily climb into the tens of thousands – especially if there’s structural damage or changes to theplumbing or electrical wiring are involved. That’s why there’s homeowner’s insurance—by making regular payments to your insurance company, you’re getting the peace of mind that if disaster does strike, you won’t be footing the repair bill yourself.
With its miles of coastline as well as plentiful lakes, streams, and channels, Florida is the ideal setting for anyone who loves spending time on the water. Unfortunately, our easy access to water also means that traffic accidents involving submersion are a problem in our state.
Not only does Florida lead the nation in boating accidents, our state also leads the nation for most drowning deaths from traffic accidents, with an average of slightly more than one accident per week.
When it comes to filing insurance claims, it’s hard to know how things will play out, despite the seemingly clear terms of your policy and how valid you believe your claim is. With regards to disability claims in particular, it seems that insurance companies have recently been denying some perfectly valid claims on unfair and sometimes unintelligible grounds.
In December, two lawsuits were filed against insurance companies in West Virginia following alleged bad faith practices. In one case, a man claimed that he was unfairly cut off from receiving disability payments approximately ten years earlier.
Most people probably don’t have to be told that cruises can be dangerous. Over the last few years, all kinds of unfortunate goings-on, including rampant illness outbreaks, countless cancelled trips, vessels that lost power and had to be towed back to port, and even people stranded in their luxury liner (no longer seeming so luxurious) for days have made the headlines.
For a while, news outlets were calling the most recent outbreak of sickness – one that claimed 630 passengers and 54 crew members – the biggest ever of its kind.
Whether you’re the kind of person who thrives at crowded venues or the kind who cringes when popular events draw hordes of people to your town, there’s one thing you should keep in mind: drivers and pedestrians at these events need to be extra vigilant to avoid getting into an accident.
That’s what law enforcement officers want people in Daytona Beach, Florida, to remember during the iconic Daytona 500 weekend in February. As of 2010, the Daytona 500 was the third-most attended sporting event in the country (behind only the Brickyard 400 and the Indianapolis 500), and thousands of racing fans are expected to flood Daytona Beach this year,as well.
Freezing temperatures, snow, ice. That may be par for the course during winter in northern states, but it’s not something we see too often in the south. This year, however, the severe Winter Storm Leon brought inclement weather to much of the southern region of our country, including Alabama, Georgia, Louisiana, Mississippi, and Florida. That storm is part of the reason insured losses from severe weather are anticipated to be the costliest in decades, and part of the reason why insurance companies may be looking for reasons to delay or deny claims.
It turns out that January’s polar vortex lived up to its ominous-sounding name. While Florida may have gotten off easy, cold weather and extreme conditions in most of the rest of the country prevented people from getting to school or work, increased traffic accidents, stranded motorists, and damaged buildings. As you might imagine, this means that a lot of business owners have filed business interruption claims recently.
According to Insurance & Financial Advisor, four separate stretches of winter weather hit the U.S.
If you live in Florida, it’s almost a guarantee that you spend at least some time on the open water. With nearly 1,200 miles of coastline and comfortably warm temperatures year-round, it would be difficult to convince yourself not to. But it doesn’t matter if you’re swimming, boating, fishing, scuba diving, or engaging in some other kind of water sport or activity – as enjoyable as our waters are, they can also be dangerous.
How dangerous? According to the Florida Fish and Wildlife Conservation Commission, Florida had more boating fatalities than any other state in 2011 – 61 –and our state “overwhelmingly” leads all others when it comes to the unintentional drowning rate.
We’ve all seen them before: those little cameras perched on top of traffic lights and the signs that warn “Red Light Photo Enforced”.
Do those cameras make a difference to your driving behavior? You might think that you’d be a safe and responsible driver regardless, and that the camera doesn’t make that big a difference, but it’s clear that it makes a difference to many people.
An analysis based on traffic camera data from 14 major cities between 2004 and 2008 found that these cameras reduced the rate of fatal red light running crashes by 24% and saved 159 lives.
It’s February, and that means that tourist season is in full swing in the Sunshine State. People from all over come to enjoy our comfortably warm weather, gorgeous beaches, relaxed atmosphere, innumerable theme parks, and other exciting destinations. Most of them are quite good at preparing for their trip (bathing suits, sunscreen, itineraries and the like), but there is one thing that most tourists forget about when getting ready for their vacation – accidents and injuries can happen anywhere.
Okay, you’re saying, but on vacation – really?